The Library

At Fault Vs No Fault Car Accidents In Los Angeles

By California Personal Injury Attorneys ·

California operates under an at-fault insurance system, not no-fault. Understanding how liability and comparative negligence work in Los Angeles is critical to protecting your recovery after a collision.

California is an at-fault state, meaning the driver responsible for a car accident in Los Angeles must pay for injuries and property damage through their liability insurance. Unlike no-fault states, California allows injured parties to file claims and lawsuits against the at-fault driver, and recovery is reduced by the victim's own percentage of fault under pure comparative negligence rules. If you have been injured in a car accident in Los Angeles, one of the first questions you may hear is whether California is a "no-fault" or "at-fault" state. The distinction matters enormously.…